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PayByCheck Services

Standard / Pop-Up Payment Interface

Easy to use and implement, the Standard and Pop-Up Payment Interfaces enable merchants to accept check payments from their customers by simply adding HTML code to their website. PayByCheck also supports links that create a virtual shopping cart to hold multiple items (not supported with the Pop-Up Payment Interface). A simple to use Link Maker is located in the PayByCheck Utilities.

In addition to being a small pop-up screen that does not hide the merchant's website, the Pop-Up Payment Interface "remembers" the customer's password protected payment information, eliminating the need for re-entry. View the instructions page to learn how easy it is to transition from the Standard Payment Interface to the Pop-Up Payment Interface.

For a more detailed process of the Standard / Pop-Up Payment Interface, click here.

APN Enhancement for the Standard / Pop-Up Payment Interface

The Assured Payment Notification system (APN) is a FREE service enhancement to allow merchants greater integration with the payment processing engine. The APN system, once activated by the merchant via the PayByCheck Utilities, enables the merchant to receive HTTPS Requests from the payment processing engine. The HTTPS Request is sent to the merchant's APN URL (a web page containing a script that extracts the HTTPS Request parameters) after the merchant's customer has processed a PayByCheck transaction. The merchant is then able to gather and store transaction data for review and analysis.

  • Sample scripts and documentation available to all PayByCheck users.
  • Supports HTTPS GET and POST using a standard CGI interface compatible with virtually all scripting languages.
  • Fields supported are: Consumer Name, Amount, Reference Number, Item field, Transaction Status, and Email.
  • Intelligent agent retries sending message for up to 24 hours or until delivery is confirmed by the merchants server (for "server not responding" errors; other errors are sent to ITI support for resolution).
  • APN is controlled directly by the merchant from within the PayByCheck utilities.

Direct Processor XML Interface

The Direct Processor XML API is designed for high volume merchants that wish to control the customer experience. It enables merchants to send data (request query) directly to the payment processing engine, as well as receive data (response query) directly from the payment processing engine. Using this system, merchants can fully customize the front-end web application using nearly any technology, and create their own customized decision-making reports using the captured data from the response queries.

  • Allow for direct connection to the PayByCheck payment engine using industry standard XML over HTTPS.
  • Certification against our test server will be mandatory before going live.
  • Application certification required before going live.
  • Application compliance review every 6 months.

For more information about our PayByCheck services, please email Sales. Include your Name, Title, Company Name, and Contact Phone Number.

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