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Welcome to PayByCheck!
The World's leading provider of Internet check processing
PayByCheck pioneered Internet check acceptance in 1995, revolutionizing the payments world. ITI has the only proven platform that can securely, accurately, and reliably handle the volume of payments generated by today’s commercial sites.
PayByCheck allows your customers to pay for goods and services using their personal or business checking account from your web site. With the industrys most extensive verification, validation and real-time biometric authentication, ITI's clients do business worldwide.
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PayByCheck uses your existing FDIC insured bank account and banking relationships. We do not require that your customers register with us before they can pay you. We do not limit what products or services you can sell. |
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PayByCheck is the only system designed for i-Check, or Internet Check, transactions and includes fraud scrubbing, both negative and positive database searches, a proprietary address verification system and native support for real-time biometric authentication.
PayByCheck systems meet all Federal regulations and NACHA banking and security rules.
The PayByCheck service includes ITI's Utilities portal where you can monitor, query and maintain your account in real-time.
Only PayByCheck offers multiple settlement methods to meet the needs of any organization (small, medium or large – private, public or utility):
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Paper Drafts - printed daily and sent to you or your financial institution. A simple solution that is available to every Merchant.
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Electronic Check Processing (ECP) - settlement is through the Automated Clearing House (ACH) Network according to NACHA regulations. This is a purely electronic solution available to qualified organizations, that have thousands of transactions per month, and who wish to reduce the volume of paper transactions.
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Data File - uses the feature-rich PayByCheck interface and verification services to provide your own settlement via printing or ACH.
To ensure compliance, both the Standard and Pop-Up payment interfaces are hosted on our secure servers, and accessed with simple, yet secure HTML links.
Direct Processors (using the Direct Processor XML API) will undergo compliance certification every 6 months by the ITI Compliance Team.
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