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PayByCheck has become the best alternative to a credit card for Internet transactions. PayByCheck gives you as a consumer the control to authorize one transaction at a time.
Based on your digital signature, we will produce a check draft or electronic debit for the amount of your purchase as you indicated on the check. The check will be deposited by the merchant you have submitted payment to and sent to your bank for payment, just like a check written from your checkbook. Your bank will include the transaction with your regular monthly statement information.
When you as a consumer use PayByCheck online, you are submitting a payment directly to the merchant that is accepting the check on line. PayByCheck does not receive funds from you, and does not at any point alter transaction data from your payment.
All transactions are SSL encrypted and stored on dedicated secure servers. All data contained within is considered of a private nature and will not be disclosed.
ITI Internet Services, Inc. (PayByCheck's parent company) recognizes that you have certain expectations regarding the information we collect and retain about you and how this information might be used. Furthermore, we appreciate the confidence you have bestowed upon us in selecting us as your payment method and therefore want to inform you of the steps we are taking to demonstrate that we are worthy of your trust.
At PayByCheck, access to consumer information is based on the sensitivity of the information and our employees' or agents' need-to-know. Consumer information including email addresses, physical addresses, banking information, etc. are never given out to any third party. Employees and agents are authorized to use available consumer information for authorized business purposes only.
The information is transferred directly to our encrypted transaction database by means of SSL Secured web servers.
ITI Internet Services, Inc. is highly selective in choosing unaffiliated business partners that assist us in the delivery of our products and services to our merchants and their consumers.
On occasion we may partner with unaffiliated third parties to offer ancillary products and services that may be of benefit to you. When we enter into this type of relationship, we require these partners to adhere to strict standards regarding the security and confidentiality of consumer information.
We strive to maintain honesty and high quality in merchants that use our payment system.
If you have difficulties with any PayByCheck merchant, lodge a complaint with abuse@PayByCheck.com for immediate review. All complaints are taken seriously and investigated. There may be occasions where we are legally required to disclose transaction information to a governmental agency or federal regulator, such as to prevent or investigate potential fraud or investigate poor business practices.
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