PayByCheck paper check processing is the perfect solution for businesses that wish to offer an immediate payment option to their customers, but do not qualify for ACH processing as specified by NACHA. Using ITI's interface, your customer will enter their bank account and payment information and we will issue their paper checks payable to your business the next business day. We will then mail the checks either to your business or your bank via first-class USPS or your preferred courier.

Advantages

Why should you use our service when your customers can mail their checks to you themselves? For a few reasons:

1. Convenient
   Many customers will shy away from purchasing something if they have to go through the trouble of mailing a check and/or money order.
2. Lower Cost
   You'll save on credit card processing fees.
3. Verification
   Your customer's bank account information will go through our rigorous verification process, saving you on NSFs and fraud.
4. Fast
   We can mail your checks directly to your bank, saving you time and getting money in your account quickly.
5. Availability
   We accept check payments 24 hours a day, 7 days a week and have reporting that will inform you of pending payments.

Sign-Up Requirements

The set up for this service is also simplistic. All we require to get started is the following:

1. AutoPay Form with copy of voided Pre-Printed check* from Customer (for billing of ITI fees)
2. Marketing Material

*If Customer does not have pre-printed checks, a letter from their bank on bank letter head will suffice.

Once we receive the above documentation, your information is passed to our implementation team. They will assist you throughout the entire implementation cycle, including website set-up and test cycles.

To review the technical instructions for implementing any of the above payment interfaces, click here or contact our support department.